The year is about to end, which probably means this year’s dental insurance benefits are, too.
Most dental insurance plans are based on a calendar year, meaning your remaining dental benefits will not roll over to the next year. Dental benefits will renew, instead, on January 1st.
And while the end of the year is busy for most of us, don’t forget to take a little time to visit your Main Beach dentist to discuss what can be done with your remaining dental benefits.
It is the best time to book an appointment at Main Beach Dental and take advantage of the benefits you’ve been paying for all year.
Here are some excellent reasons to use your dental insurance before the year ends:
1. Yearly Maximum
The yearly maximum is the top amount of money a dental insurance plan will pay for your dental work within one full year. This amount varies by the insurance company, but the average is $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they will not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is possible fee increases. Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment.
A dentist’s increased cost of living can translate to increases in the cost of your dental care.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future. What may be a simple tooth decay today, can become a root canal problem later.
Call your dentist and book an appointment to make use of those benefits.
Dental Insurance: Use It or Lose It!
Most people don’t maximise their dental benefits because they don’t fully understand how these insurance plans work.
If you have questions about your dental insurance coverage, don’t hesitate to call or visit us and speak with our dental staff, who can provide details on how you can take advantage of your dental insurance.
Our team will work with you and your insurance provider to make sure that your benefits are not wasted.
If you are long overdue for a dental cleaning and check-up, and if you are a health fund member, act now.
Schedule your dental appointment before December ends so that you can achieve maximum rebates and healthy smiles during 2019.
Call us on (07) 5503 1177 or visit at 11/26-30 Tedder Ave in Main Beach.